Read all posts from March 2010
March 04, 2010
07:18 PM EDT
How many of you remember your high school commencement speaker? This year, public high schools across the country have an opportunity to invite one speaker their graduates will never forget. All you have to do is tell us how your school – more than any other – is preparing students for college and careers.
Education is one of the President's top priorities. President Obama set a goal that America have the highest proportion of college graduates in the world by 2020, and we want to know what your school is doing to engage and motivate students, offer challenging academic opportunities, and provide the excellent education that you need to succeed in college and a job.
Today is a big day for the President’s Race to the Top program which is encouraging schools reach this goal. The Obama Administration has just announced the finalists for the first round of that competition. This year, the White House and the U.S. Department of Education have also teamed up to hold the first annual Race to the Top High School Commencement Challenge, a separate competition with a different, but still very special prize for one great public high school.
The rules are easy: if you are a high school student, fill out the online application by March 15th, answer four questions about your school’s success, and provide some information that demonstrates that success. Your high school principal will submit your application on your school’s behalf – you can even submit a creative video to help make your case.
Schools from across the country are competing to welcome President Obama as their graduation speaker this spring. It’s not too late to participate. Join the Race to the Top Commencement Challenge today.
Heather Higginbottom is a Deputy Assistant to the President and Deputy Director of the White House Domestic Policy Council
Secretary Kathleen SebeliusMarch 04, 2010
05:53 PM EDT
The urgency of health reform couldn’t be more clear.
Across the country, working families have been saddled with huge rate increase in their health insurance premiums. In California, consumers were informed of rate hikes as high as 39 percent, and in Michigan, insurers sought a 56 percent increase and this is happening across the country.
This is unacceptable, particularly at a time when families are struggling to make ends meet and the largest insurers took in more than $12 billion in profits last year alone. The American people want to understand why their premiums are skyrocketing while some companies are doing well. And they deserve a clear and accurate explanation.
I just got out of a meeting where I asked leaders from big insurance companies for answers. I hosted a discussion with the CEOs of UnitedHealth Group Inc., WellPoint Inc., Aetna Inc., Health Care Service Corporation and CIGNA HealthCare Inc., along with leaders from the National Association of Insurance Commissioners. I asked them to explain why these crushing burdens are being placed on middle-class families and what we can do to lower costs.
I also asked the CEOs to post the actuarial justification for these stunning rate increases online in an easy-to-understand manner, so that consumers can see why premiums are skyrocketing to the point that some people in the individual market can no longer afford coverage. I hope they will act quickly and make this information available to all of us. If insurance companies are going to raise rates, the least they can do is tell us why.
But families deserve more. They need to know how we can prevent these increases from happening in the future. Families want to be responsible and buy health insurance. They’re willing to pay a fair price. They understand that health care is not cheap.
But they don’t want to be afraid every time they open a letter from their insurer that their premiums are going up $7,000 a year. Or that their application has been rejected because they take a medicine for high blood pressure. Or that their insurance is being cancelled because of a mistake on their paperwork.
The point of health insurance is to give people peace of mind, and they’re not getting it. The system we have is failing them.
President Obama has offered a health insurance reform proposal to help working families and small business owners. It will hold insurance companies accountable by laying out common-sense rules of the road to keep premiums down, prevent insurance industry abuses and outlaw discrimination against Americans with pre-existing conditions.
Reform also includes key provisions that will protect consumers from unjustified premium increases. Building upon existing state practices, the President’s plan includes a new Federal authority to force insurers to justify their rate increases, provide additional support for states that already do rate reviews, and help those states that don’t currently review increases on their own.
Right now, in 21 states, insurance companies can raise rates without any oversight, no questions asked, and consumers suffer. Reform will change the rules and help stop exorbitant increases.
And the President’s plan will help reduce costs and require insurance companies to dedicate more of the premiums dollars they collect to actual care instead of profits, CEO salaries and advertising. If they don’t spend enough on actual care, they’ll be required to send rebate checks to consumers.
Comprehensive reform is a necessary step to fix our broken health insurance market. Holding the insurance industry accountable is one step in that direction.
Kathleen Sebelius is Secretary of Health and Human Services
Jesse LeeMarch 04, 2010
11:23 AM EDT
In his remarks yesterday the President brought the focus squarely back to what reform means for Americans and their families:
This is about what reform would mean for all those men and women I’ve met over the last few years who’ve been brave enough to share their stories. When we started our push for reform last year, I talked to a young mother in Wisconsin named Laura Klitzka. She has two young children. She thought she had beaten her breast cancer but then later discovered it had spread to her bones. She and her husband were working and had insurance, but their medical bills still landed them in debt. And now she spends time worrying about that debt when all she wants to do is spend time with her children and focus on getting well.
This should not happen in the United States of America. And it doesn’t have to.
Back in September we had the opportunity to speak to Laura at her home in Green Bay -- here's the rest of her story in her own words: