Title I. Quality, Affordable Health Care for All Americans
Keeping Insurance Companies Honest
Some health insurance reforms will begin immediately, but others will phase in as more Americans obtain coverage. As more Americans buy insurance, insurance companies will have to abide by new consumer protections that will keep them honest and rein in some of the worst abuses of the insurance industry.
Once the exchanges are up and running, insurance companies will be banned from:
- Denying coverage or setting premiums based of your health status, medical history, genetic information or evidence of domestic violence;
- Setting different premiums based on gender or salary;
- Dropping coverage when someone gets sick;
- Refusing to renew someone’s coverage because of an illness.
Continue to Limiting Out-Of Pocket Expenses