Thanks to the Affordable Care Act, more than 10 million Americans have gained health coverage.
Enrolled at HealthCare.gov; paying the same premium but with much better coverage.
Rates dropping from $837 to $432/month; Saving more than $5,000/year on health costs.
Previously denied coverage due to allergies/asthma. “I signed up for health care this weekend. It was not difficult; just took some patience.”
Enrolled at HealthCare.gov; paying $47/month after taxes (and $15/month for dental)
Previously uninsured due to a preexisting condition; enrolled at HealthCare.gov for $150/month.
Saving $2,300 a year on her premium alone. Deductible dropping from $7,500 to $3,000 a year. Signed up at Healthcare.gov.
Due to a preexisting condition, he was previously denied coverage. Thanks to the ACA, he’s covered under a platinum policy and paying $833 less a month.
Previously turned down for individual coverage. Thanks to the ACA, she and her husband are covered for the first time in 15 years.
Enrolled at HealthCare.gov in one hour. His premiums are dropping by 225%, his deductible is dropping from $5,000 to $2,000, and his benefits are expanding.
Qualifies for an $82/month subsidy, halving his monthly premium.
Previously paying $87 a paycheck for low-quality insurance. Signed up at HealthCare.gov and is now paying only $28 a month.
Qualified for a $431 subsidy. Covered for $3.37/month.
Has endometriosis and asthma; covered at Healthcare.gov for $125/month after subsidy.
Previously denied coverage due to a preexisting condition. Now choosing between her many options at HealthCare.gov.
Previously covered under a discount insurance plan with poor coverage. Now signed up for quality coverage under the Affordable Care Act.
Qualified for Medicaid under the ACA. Paying no premium for her coverage.
Pays $950/month to insure his family. Thanks to #Obamacare he can buy a similar plan for $400/month less. Will save $5,000 a year.
Enrolled at Healthcare.gov; will pay $123/month to insure his entire family.
“Quality coverage for me and my family. I will save $628 every month on premiums.”
Saving nearly $600/month on her premium with a lower deductible and lower co-pays.
Republican Ideas Included in the President's Proposal
It’s clear that the American people want health insurance reform. They aren’t interested in Democratic ideas or Republican ideas. They’re interested in the best ideas to reduce costs, guarantee choices and ensure the highest quality care.
They’re interested in ideas that will put them back in control of their own health care.
Throughout the debate on health insurance reform, Republican concepts and proposals have been included in legislation. In fact, hundreds of Republican amendments were adopted during the committee mark-up process. As a result, both the Senate and the House passed key Republican proposals that are incorporated into the President’s Proposal.
Review a few of the Republican initiatives included in legislation passed by Congress:
- Includes personal responsibility incentives: Allows health insurance premium to vary based on participation in proven employer wellness programs
- (Sources: H.R. 3468, “Promoting Health and Preventing Chronic Disease through Prevention and Wellness Programs for Employees, Communities, and Individuals Act” (Castle bill); H.R. 4038, “Common Sense Health Care Reform & Accountability Act” (Republican Substitute bill); H.R. 3400, “Empowering Patients First Act” (Republican Study Committee bill); H.R. 3970, “Medical Rights & Reform Act” (Kirk bill), "Coverage, Prevention and Reform Act")
- Advances medical liability reform through grants to States: Provides grants to States to jump-start and evaluate promising medical liability reform ideas to put patient safety first, prevent medical errors, and reduce liability premiums.
- (Sources: S. 1783, “Ten Steps to Transform Health Care in America Act” (Enzi bill); H.R. 3400, “Empowering Patients First Act” (Republican Study Committee bill); H.R. 4529, “Roadmap for America’s Future Act” (Ryan bill); S. 1099, “Patients’ Choice Act” (Burr-Coburn, Ryan-Nunes bill))
- Extends dependent coverage to age 26: Gives young adults new options.
- (Sources: H.R. 4038, “Common Sense Health Care Reform & Accountability Act” (Republican Substitute bill); H.R. 3970, “Medical Rights & Reform Act” (Kirk bill))
- Allows automatic enrollment by employers in health insurance: Allows employee to opt-out.
- (Sources: House Republican Substitute; H.R. 3400, “Empowering Patients First Act” (Republican Study Committee bill); “Coverage, Prevention, and Reform Act” )
- Mechanisms to improve quality.
- (Sources: H.R. 4529, “Roadmap for America’s Future Act;” S. 1099, “Patients’ Choice Act;” H.R. 3400, Republican Study Group bill; S. 1783, “Ten Steps to Transform Health Care in America Act” (Enzi bill))
- Community Mental Health Centers. The President’s Proposal ensures that individuals have access to comprehensive mental health services in the community setting, but strengthens standards for facilities that seek reimbursement as community mental health centers by ensuring these facilities are providing appropriate care and not taking advantage of Medicare patients or the taxpayers.
- (Source: H.R. 3970, “Medical Rights & Reform Act”)
"The stories of everyday Americans and, more importantly, the courage it took to share those stories is what kept this effort alive and moving forward even when it looked like it was lost. They are why we got this done. They are why I signed this bill into law."
Reform by State
Find out what's happening in your state and listen to stories from Americans across the country.View the Map